Privacy Policy & Cookies

Last Updated February 4, 2018

Welcome to the web site www.alphai.com (the “Site”) owned and operated by FundOpp Capital, Inc. (hereinafter, “Alpha Investing”, “we”, “us”, and/or “our”). This Privacy Policy has been created to provide information about our company and the services we provide (the “Services”) to all visitors of the Site and the users of the Services provided thereon (in each case, a “User”, and collectively, “Users”). This Privacy Policy sets forth Alpha Investing’s policy with respect to information, including personally identifiable information (“Personal Information”), and other information that is collected from Users.

By using the Site and/or Services, you accept the practices and terms set forth in our Privacy Policy as it may be updated from time to time in our sole and absolute discretion. If you have any questions or concerns regarding our Privacy Policy, please contact us at [email protected].

What Information We Collect

When you interact with us through the Site or Services, we may collect and process Personal Information and other information from you, as further described below:

Personal Information That You Provide Through the Site. We collect Personal Information from you when you voluntarily provide such information. This Personal Information is required to transact business, to communicate with you, verify your identity and fulfill legal and regulatory requirements. The types of Personal Information we collect and share depends on the product or service you have with us. This information may be collected when you:

• register for access to the Services (for example, contact information such as your name, email address, phone number, mailing address);
• complete certain forms on the Site;
• upload or submit any material through the Site;
• request any information or contact us with inquiries; or
• wish to use certain Services (for example financial information such as bank account numbers, your Date of Birth and the last 4 digits of your social security number).

By voluntarily providing us with Personal Information, you are giving Alpha Investing permission to use and store it consistent with this Privacy Policy. We may also obtain your personal information from your transactions with us. If we combine or associate information from other sources with personal information that you provide directly to us through or in connection with the Services, we will treat the combined information as Personal Information in accordance with this Privacy Policy.

Non-Identifying Information. As is the case with most websites, when you visit the Site or interact with Alpha Investing through the Site or Services (and whether or not you register for access to the Services), we receive, automatically track and may store certain non-identifying information about you, including but not limited to:

• browser type;
• IP address;
• language preference;
• cookies; domain servers;
• URL traffic to, through and from the Site;
• types of computers and operating systems accessing the Site;
• statistical information about behavior of visitors/users to the Site; and
• any other web site usage information that we may collect when you visit the Site.

This information, which may be collected passively using various technologies or through other means, will not be used to specifically identify you. Alpha Investing may store such information itself or such information may be included in databases owned and maintained by Alpha Investing affiliates, agents or service providers. The Site may use such information and pool it with other information for administrative purposes, to assess the usage, value and performance of our products and services, to improve your experience with the Services and to track, for example, how our Users use and interact with the Services.

Also, in an ongoing effort to better understand and serve the users of the Site and Services, Alpha Investing conducts research on its customer demographics, interests and behavior based on the Personal Information and other information provided to Alpha Investing by Users. Alpha Investing may also disclose aggregated user statistics in order to describe our Services to current and prospective business partners and to other third parties for other lawful purposes.

Technology (Cookies)

Cookies are small pieces of information that are issued to your computer when you visit a website and which store and sometimes track information about your use of the Services. Alpha Investing uses cookies to help recognize you as a repeat visitor, to improve the quality of our Services, and to try and make your browsing experience meaningful. When you enter our Site, our web server sends a cookie to your computer that allows us to recognize your computer. By associating the identification numbers in the cookies with other customer information when, for example, you log-in to the Site or Services, then we know that the cookie information relates to you. Some of the cookies used by our Services are served by us, and some are served by third parties who are delivering services on our behalf. The use of cookies by any third parties, including our affiliates or service providers, is not covered by this Privacy Policy. We do not have access or control over these cookies.

Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent this or to notify you each time a cookie is sent. You can also learn more about cookies by visiting www.allaboutcookies.org, a website that includes additional useful information on cookies and how to block cookies using different browsers. By blocking or deleting cookies used on our Site or Services, please note that you may not be able to take full advantage of our Services.

User of Your Personal Information

Alpha Investing considers the protection of sensitive information to be an important goal. Accordingly, we use the Personal Information you provide in a manner that is consistent with this Privacy Policy. If you provide Personal Information for a certain reason, we may use the Personal Information in connection with the reason for which it was provided. For example, we will use the Personal Information you provide or that we obtain from third parties to:

• identify you when you sign-in to your account;
• enable us to provide you with the Services;
• send you information we think you may find useful or that you have requested from us;
• present projects or opportunities to you when you use the Services that we believe will be of interest based on your geographic location and previous use of the Services;
• notify certain parties that require your Personal Information to effectuate the investment;
• administer your account with us;
• enable us to contact you regarding any question you ask through the Services;
• analyze the use of the Services and the people visiting to improve our content and Services;
• use for other purposes in connection with your use of the Services or that we may disclose to you when we request your information.

Also, if you provide Personal Information in order to obtain access to the Services, we will use your Personal Information to provide you with access to such services and to monitor your use of such services. We also may obtain information about you from third party sources to verify your identity so we can properly process your requests and prevent fraud.

In addition, Alpha Investing and its subsidiaries and affiliates may also use your Personal Information and other non-identifiable information collected through the Site (collectively, “User Information”) to, among other things, improve user experience, customize content for our users in order to make the Site simpler to use, and to help us identify any other issues with respect to the Services or a User’s use of the Site or Services. Alpha Investing and its subsidiaries and affiliates may also use this information to communicate with you regarding the Services. If you object to our collection or storage of any User Information mentioned above (and any additional information we may choose to gather) you should not use the Site. Additionally, if you decide you no longer want Alpha Investing to store and utilize your information consistent with this Privacy Policy, you may opt out of this Privacy Policy by the directions in the Right To Opt-out section at the bottom of this Privacy Policy.

Email

Regarding email contact with and from Alpha Investing, please keep in mind the following: (i) we will send you email relating to your personal transactions but will keep these emails to a minimum; (ii) you will receive certain email notifications (forwarded messages, etc.) for which you may opt-out; (iii) we may send you service-related announcements when it is necessary or proper to do so; (iv) if you email us directly, we may email you back and keep records of all correspondence; and (iv) we may send you emails from time to time letting you know about special promotions, featured investments and other Alpha Investing news. It is your responsibility to ensure that you maintain a current email address with Alpha Investing, and notify us if there are any changes.

Third Party Services

Our Privacy Policy does not apply to third-party activities or websites. The Site may provide links to third-party websites for your convenience and information. Any information submitted by you to a third party will be controlled by that third party’s privacy policy, which may differ from ours. This Privacy Policy does not cover the collection of information by cookies or other methods by such third party services or other third parties, such as our business partners. We do not control how these third party services collect information. We do not endorse, screen, or approve, and are not responsible for the privacy practices or the content of other websites or services. We encourage you to review the privacy policy of any company before submitting your personal information.

Alpha Investing limits the sharing of your Personal Information and strives to keep your Personal Information private and confidential. We do not sell, license, lease or otherwise disclose your Personal Information to any unaffiliated third party for any reason, except as follows:

• We may disclose your Personal Information when such disclosure is required or appropriate pursuant to laws, court orders or securities regulations, including responding to court orders and subpoenas, cooperating with government agencies, other regulatory bodies and law enforcement officials, performing background checks, resolving disputes or performing risk-management functions.
• We may share your Personal Information with companies that provide services to us, including outside contractors or agents who help us manage our information activities, but they may only use your personal information to provide us with a specific service and not for any other purpose.
• To help us improve our services to you, we may engage third parties to help us carry out certain internal functions such as account processing, client services or other data collection relevant to our business. Use of any Personal Information shared in connection therewith is strictly limited to the performance of the task we request and for no other purpose.
• In the event you indicate an interest in making an investment through our Site, under certain circumstances we may provide your Personal Information to third parties assisting in effectuating the investment.
• In the event of a corporate sale, merger, reorganization, dissolution or similar event, Personal Information may be part of the transferred assets and you will be notified via email and/or a prominent notice on our Site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your Personal Information.

In addition to the above, we may need to share your information in continuance of the transaction for which you have voluntarily utilized our services. The ways in which we share that information immediately follows.

Potential Disclosure of Subscriber Information to Related Transaction Parties; Ongoing Compliance with Governmental Requirements. The real estate company(ies) sponsoring an investment project (collectively, the “Sponsor”), lenders relating to the investment project, or other parties involved with the investment and related transactions (collectively, “Related Transaction Parties”) may require that Alpha Investing, the Manager, or any of their respective affiliates provide such Related Transaction Parties with the names, investment amounts, and other information regarding the various investors in a financing offering, notwithstanding the usual privacy policies of Alpha Investing or any of its affiliates. You hereby expressly consent and agree that any of Alpha Investing, the Manager or any of their respective affiliates may provide such information (which may include, without limitation, Social Security numbers or similar identifying information, evidence of your qualification as an “accredited investor,” or other information related to your involvement with an investment project) to any such Related Transaction Parties requiring such information as part of the consummation of, or continued participation in, the investment project or the related transactions contemplated hereunder, as Alpha Investing or any of its affiliates may deem appropriate in its or their sole and absolute discretion.

The Department of the Treasury, the Internal Revenue Service, and other governmental authorities may from time to time impose certain compliance or reporting requirements that may require Alpha Investing or any of its affiliates to request from you additional financial or personal information. These regulations, including (without limitation), the PATRIOT Act and the Foreign Account Tax Compliance Act, may require increased due diligence, compliance activity, or reporting on the part of Alpha Investing or any of its affiliates. You hereby agree that you will, upon request, supply to Alpha Investing or any of its affiliates all information reasonably necessary or advisable to carry out such functions or requirements.

Safeguarding User Information

The Security of your User Information is important to us, and we take commercially reasonable steps to safeguard such information. These steps and procedural safeguards are in line with industry standards and practices and include:

• Encryption and authentication tools to maintain the confidentiality of User Information including Transport Layer Security technology (TLS) encryption certificates provided by Amazon Web Services (SHA-256 With RSA Encryption);
• Limits on access to your Personal Information to only employees who have a legitimate business need to access such information;
• Redundant systems to monitor the entire Alpha Investing server infrastructure in real-time with web-based and server applications reporting and instant notification to the appropriate staff for any remediation; and
• The use of cookies to help (anonymously) recognize you as a repeat visitor and to track Site traffic patterns.

However, despite these efforts, please note that Alpha Investing cannot ensure or guarantee the security of your User Information nor do we make any representation or warranty regarding the security of your account. If we learn of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. We may also post a notice on or through the Site and the Services in the event of a security breach. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.

Accurate Information

You are solely responsible for helping us to maintain the accuracy and completeness of your personal and other information. We urge you to review your information regularly to ensure that it is correct and complete. If you believe that any of your information is incorrect, please contact us at [email protected].

You may, of course, decline to share any or all of your Personal Information with us or ask us to delete your Personal Information from our systems at any time, in which case we may not be able to provide to you some of the features and functionality found on or through the Site and the Services (see below section regarding Right To Opt-out).

We will retain your User Information for as long as your account is active or as needed to provide you Services, and we may continue to retain such User Information beyond your active use of the Alpha Investing platform. You may modify or delete the Personal Information you have provided to us by logging in and updating your account. We may, however, retain certain information as required by law or for necessary business purposes.

Public Information

Please keep in mind that any information you post on portions of the Site or Services that are open to the public will be public information available to anyone. Information that you provide in these areas may be read, collected and used by others who access them. Accordingly, you should exercise caution when deciding to disclose your personal information in these areas. To request removal of your personal information from these publicly accessible areas, contact us at [email protected]. In some cases, we may not be able to remove your personal information and we will let you know if this is the case and why.

Links to Other Websites

We are not responsible for the practices employed by websites linked to or from our Site or Services nor the information or content contained therein (collectively “Third Party Sites”). Please remember that when you use a link to go from our Site to a third party Site, our Privacy Policy is no longer in effect. Your browsing and interaction on any third party Site, including those that have a link on our Site, is subject to that Third Party Site’s rules and policies. Please read over those rules and policies before proceeding.

International Users

The Services may be accessed and/or used by Users located outside the United States. If you choose to use the Services from the European Union or other regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your personal information outside of those regions to the United States and by providing your personal information on or through the Services you consent to that transfer.

Updates and Changes to Privacy Policy

We reserve the right at any time to add to, change, update, or modify this Privacy Policy, simply by posting such change, update, or modification on the Site and without any other notice to you. Any such change, update or modification will be effective immediately upon posting on the Site. We encourage you to periodically review this page for the latest information on our privacy practices.

Children’s Privacy

Alpha Investing does not knowingly collect Personal Information from children under the age of 13 without the consent of their legal guardian. If you are under the age of 13, please do not submit any Personal Information through the Site. We encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children never to provide Personal Information on this Site without their permission. If you are a parent or guardian and discover that your child under the age of 13 has a registered account with the Services or Alpha Investing has received any Personal Information of that child without your consent, you may contact us, and we will endeavor to delete that information from our databases.

Other Terms & Conditions

Your access to and use of this Site is subject to the Terms of Service.

Contact Alpha Investing

If you have questions or comments about this Privacy Policy, your choices with regards to our collection and use of your User Information or any other aspect of the Site or Services, please feel free to contact us by email at [email protected].

Right To Opt-out. If at any time you wish to opt-out of the above Privacy Policy, you may do so at any time by contacting us by email at [email protected]. If at any time you so decide to opt-out by contacting us at the above email, Alpha Investing will cease the sharing or use of your information after a reasonable amount of time to process such a request. However, please be advised that certain of our Services, including but not limited to our investment platform, require the sharing of your information in order to service your activity on our site. In such a case, it may be necessary for us to terminate your use of such services. We will not charge you a fee for withdrawal of your consent.